Services & Products

Contractors All Risks Insurance

Contractors All Risk

It includes insurance against contractors’ risks, installation and construction risks, electrical and electronic appliances, machinery breakage, service and operational contracts risks and all related responsibilities.

Health Insurance

Health Insurance (Group)

Insurance includes medical costs, medicines, all medical and treatment services and supplies, and management of medical programs.

Employers Liability Insurance

Employer's Liability

Employers’ liability insurance is an insurance policy that handles claims from workers who have suffered a job-related injury or illness not covered by workers’ compensation. A type of liability insurance, it can be packaged with workers’ compensation to further protect companies against the costs associated with workplace injuries, illnesses, and deaths.

Machinery Breakdown

Machinery Breakdown

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General Third-Party Liability Insurance

General Liability

This insurance includes all the responsibilities of the insured towards third parties arising from the occurrence of material or bodily damages due to the work or activity of the insured.

Workers Compensation Insurance

Workers Compensation

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Personal Accident Insurance

Personal Accident

The purpose of personal accident insurance is to pay fixed compensation for death or disablement resulting from accidental bodily injury. The personal accident insurance policy provides that ...

Marine Insurance

Marine (Cargo, Hull, Yacht)

It includes insurance on goods transported by sea, air and land, as well as ship hulls.

Property All Risk Insurance

Property All Risk

It includes insurance against losses resulting from fire, theft, explosions, natural phenomena, and disturbances, as well as insurance for business interruption due to fire damage and includes the liabilities associated with these risks.

Home Insurance

Home Insurance

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Motor Vehicle Insurance

Motor Insurance

It includes insurance against losses and liabilities related to vehicle damage and excludes the risks of transporting goods.

Money Insurance

Money (In Safe, In Transit)

Money in Transit:
Covers money carried by insured or insured’s authorized employee in the event of Robbery, Theft, waylaying, or snatching away, or any other fortuitous event.
Money in Safe:
Covers loss of money in safe due to Burglary, Housebreaking, Robbery or hold-up.

Personal Accident

The purpose of personal accident insurance is to pay fixed compensation for death or disablement resulting from accidental bodily injury. The personal accident insurance policy provides that, if at any time during the currency of this policy, the insured (person who has taken the policy) shall sustain any bodily injury resulting solely and directly accident caused by external violent and visible means, then Cihan insurance company will pay to the insured or his legal personal representative(s), as the case may be, the sum or sums set, forth, in the policy, if resulting in specified contingencies such as death, permanent disablement etc. Cihan Insurance Company provides provide 24-hour protection or during work hour only, anywhere in the world to individual expats on work assignment(s).